Disclaimers, Privacy Statement, and Terms of Use
M. Kulyk & Associates LLC (Chicory Wealth) Website and Social Media Disclaimers
Chicory Wealth is a registered investment adviser located in Decatur, Georgia. Chicory Wealth may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. The financial services industry is highly regulated, and should be, so at Chicory Wealth we follow certain rules in our interactions on our website and social media.
Chicory Wealth’s website and social media posts are limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related and community information, publications, and links. Accordingly, the publication of Chicory Wealth’s website and other social media on the Internet should not be construed by any consumer and/or prospective client as Chicory Wealth’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Chicory Wealth with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Chicory Wealth, please contact the state securities regulators for those states in which Chicory Wealth maintains a registration filing. A copy of Chicory Wealth’s current written disclosure statement discussing Chicory Wealth’s business operations, services, and fees is available at the SEC’s investment adviser public information website — www.adviserinfo.sec.gov — or from Chicory Wealth upon written request.
Comments and “likes” by visitors to our media pages should not be considered representative of all client experiences, or indicative of future performance or success. We do not solicit endorsements or recommendations on our sites or accept them for publication. For security reasons, we ask that those who interact with our social media sites refrain from posting any account information or any other sensitive information. All posting should be respectful and related to the topic at hand. We will remove any comments or posts we deem inappropriate.
Our website contains previous blog posts where specific information may be dated and may no longer reflect Chicory Wealth’s financial recommendations. Chicory Wealth does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Chicory Wealth’s website or social media, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
This website and our social media sites are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.
Certified B Corporation Disclosure
Our website contains links and references to our Certified B Corporation status (“B CorpTM”). Organizations recognized as a B CorpTM have completed the certification process sponsored by B Lab® which includes the following:
- Obtaining the minimum required score on a firm evaluation scored by B Lab® that covers areas pertaining to the firm’s governance, employees, community engagement, environmental footprint, and customer relations;
- Paying the required annual fee based on annual revenue;
- Updating corporate documents to affirm a commitment to ethical business practices.
Links to Other Websites Disclaimer
Our website and social media sites may provide, or third parties may provide, links to other websites or resources. Chicory Wealth has no control over such sites and resources, is not responsible for their availability, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from them. Chicory Wealth shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of such sites or resources. Your use of such sites or resources shall be subject to the terms and conditions set forth by them.
Privacy Statement
M. Kulyk & Associates LLC (Chicory Wealth) adopts the following privacy policy and procedures in order to safeguard the personal information of its consumers and customers in accordance with SEC Regulation S-P, 17 CFR 248.30. We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications and forms
- Information we receive from you through verbal, written, and electronic communications
- Information we receive from other professionals who provide services to you such as accountants and attorneys
- Information about your transactions and account balances through us or others
- Information we receive from a consumer reporting agency
All client information collected is kept confidential and accessed by employees needing information to service clients. Information collected is shared only with nonaffiliated third parties in conjunction with services to the clients’ accounts and representatives as directed by the client. These include representatives of custodians, brokerage firms, private investment sponsors, and outside consultants retained by Chicory Wealth, as well as attorneys and accountants identified by the client. We do not sell, share, or disclose your nonpublic personal information to unaffiliated third-party marketing companies. We employ physical, electronic, and procedural safeguards to guard your nonpublic personal information. If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice to ensure that we comply with our own policy, industry practices, and federal and state regulations. And we train our employees in the proper handling of sensitive information.
The Chicory Wealth logo and “Integrating Money and Meaning” are trademarks of M. Kulyk & Associates LLC (Chicory Wealth).
We are neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting, or tax advice.
Terms of Use
By using our website you agree that you have read, understand, and are bound by these Terms of Use (“Disclaimers” and “Privacy Statement” listed above). We reserve the right, at our sole discretion, to change or delete portions of these Terms at any time without further notice. Your continued use of this website after any such changes constitutes your acceptance of the new Terms.
